Here are Some of the Best EMI Options for a Student to Buy a Smartphone?

Selecting the right smartphones for students in terms of budget and specifications can be a perplexing task. Students are avid users of smartphones, with several utilities ranging from collecting information, reading e-books, newspapers, listening to music, streaming movies on Netflix, and playing games. Smartphones cover a myriad of utility purposes for students. 


Hence, students usually prefer phones that have better RAM, display quality, and faster interface, which will support multiple apps without any lag. But at the same time, they look for budget buying options to save the pocket pinch.

The best way to shop for students is to choose a suitable EMI option as available on Bajaj Finserv EMI Network Card. This makes financing extremely convenient with features like zero down payment, no-cost EMIs, and more.

Some of the best EMI benefits for students to buy smartphones

Here are some of the best EMI benefit options that students can avail of while buying smartphones.

Zero down payment

Zero down payment is one of the most beneficial advantages of EMI cards like the Bajaj Finserv EMI Card. With this payment facility, students will not have to down payment while buying a product. The entire cost of the product will be cleared by the financer. Cardholders will repay this amount over a flexible tenure of their choosing.

No-cost EMIs

The no-cost EMI compliments the zero down payment facility. It offers a facility using which students can repay the price of the phone in easy monthly installments but without any interest charges. Therefore, all you need to pay is the actual price of a product without incurring any additional charges. 

Flexible repayment option

The EMI plan also becomes beneficial with flexible repayment options. With a Bajaj Finserv EMI Card, students can repay the borrowed amount within a tenure ranging from 3 to 24 months.

Pre-approved limit

The EMI Network Card from Bajaj Finserv comes with a pre-approved loan limit of Rs.4 lakh. Hence, if you want to buy premium smartphones, you would not need to worry about budgetary constraints.

A special facility on the EMI Network  store

Bajaj Finserv EMI Network has around 1lakh+ partner stores across more than 1900 cities in India. These stores also offer attractive festive deals and offer a wide range of brand options to choose from with easy EMI plans.

Apart from these, students can also use the EMI card to shop from the best e-commerce platforms like Amazon, EMI Store of Bajaj Finserv, Flipkart, and more. These websites also offer attractive deals during festive seasons like Diwali, New Year, Christmas, and others. Also, you can enjoy additional benefits during the yearly sales offered by these platforms.

The Bajaj card application process is convenient and simple. One can complete the entire procedure without providing any documentation. This makes the entire thing even more convenient for students.

All these manifold benefits make EMI Cards one of the best shopping options for students planning to buy smartphones with adequate features. Further, Bajaj Finserv EMI Card benefits are available on products of best-performing brands in the markets like Samsung, MI, Realme, LG, OnePlus, Nokia and others. This ensures that students will not have to compromise with brand or product preferences and can shop without any major impact on the budget plan.

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Roberta Schira